# Lending ## Counter offers *(coming soon)* Lenders will be able to respond to borrowers with a counter offer to negotiate on the terms of the loans. Adjustable variables include: debt amount, interest rate, and duration. ## Liquidations When the loan is not paid back in time, lenders will have the option to foreclose the loan. This means the collateral is seized by the lender and no longer belongs to the borrower. The borrower can keep the debt, but loses the right to reclaim their collateral if the borrowed amount and interest are not paid back in time. ## Collection offers *(coming soon)* ## Want to learn more ? {% content-ref url="/pages/pj2yeui4SbZrUJYPcS47" %} [Peer-to-Peer FAQ](/faq/faq/peer-to-peer-faq.md) {% endcontent-ref %} --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.honey.finance/honey-p2p/lending.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.