This product is in early alpha, use at your own risk.
Honey P2P is built as a layer 2 application on top of Honey's core lending product. It is meant to drive capital efficiency in the protocol by allowing lenders and borrowers to be matched in peer-to-peer (P2P) markets.
Just like any layer 2 application, it can exist on it's own and can thus be used as a normal peer-to-peer marketplace for loans.
Honey P2P focuses on supporting financial NFTs, such as options, derivatives, or complex liquidity positions. As a permissionless dapp, anybody can use it to collateralise any NFT and build open source use-cases on top of Honey P2P.