Low risk model
Interest rate model for low risk assets
Last updated
Interest rate model for low risk assets
Last updated
The low risk model is intended for low risk collaterals. It aims to maintain utilisation between 60% and 80%.
Bluechip NFTs
Capital efficient
The spread between the borrow rate and the supply rate is due to capital inefficiency.
The less supplied funds are being utilised, the less supplied funds earn interest. As more of the supplied funds earn interest, the spread between interest paid by borrowers and earned by lenders tightens.
These values do not factor in admin fees. Higher the admin fees result in lower supply APRs.
0%
5.00%
0%
5%
8.75%
0.44%
10%
12.50%
1.25%
15%
16.25%
2.44%
20%
20.00%
4.00%
25%
23.75%
5.94%
30%
27.50%
8.25%
35%
31.25%
10.94%
40%
35.00%
14.00%
45%
38.75%
17.44%
50%
42.50%
21.25%
55%
46.25%
25.44%
60%
50.00%
30.00%
65%
57.50%
37.38%
70%
65.00%
45.00%
75%
72.50%
54.38%
80%
80.00%
64.00%
85%
110.00%
93.50%
90%
140.00%
126.00%
95%
170.00%
161.50%
100%
200.00%
200.00%